What You Get

Five resources built from 20 years of practice and 179 documented bank failures. Enter your email below and get immediate access to all five.

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CRO Executive Overview

The 9-page briefing for senior leadership

  • Everything a CRO needs to understand the methodology in one sitting
  • The problem, the evidence, the gap, the six-phase solution
  • Implementation timeline, team structure, and three operating modes
  • Mapped to 16 regulatory frameworks with traceability
PDF — 9 pages
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The Book

Bank Risk Identification: The Complete Methodology

  • 16 chapters covering the full six-phase methodology
  • 242 citations to regulatory frameworks and standards
  • 179 bank failures analysed for risk identification lessons
  • Aligned to ISO 31000, COSO ERM, BCBS, PRA, Fed, ECB, and 10 more
PDF — 200+ pages
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Template Pack

Every artifact from the methodology, ready to use

  • 30 structured Excel tabs covering all six phases
  • 133 artifacts: taxonomies, scoring worksheets, registers, matrices
  • Pre-built dropdown validations, formulas, and example data
  • Works in Excel, LibreOffice, or Google Sheets
Excel (.xlsx) — 30 tabs
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AI Prompt Library

30 prompts for Microsoft Copilot or any enterprise AI

  • Copy-paste prompts for generating every methodology artifact
  • Placeholder variables for your institution, jurisdiction, and business mix
  • Works with Microsoft 365 Copilot, Azure OpenAI, or any approved AI
  • Organised by methodology phase for easy reference
Markdown — 30 prompts

Copilot Agent Definition

Deploy a risk identification AI assistant in your M365 tenant

  • Complete system prompt, knowledge base, and 34 topic definitions
  • Step-by-step deployment guide for your IT team
  • Runs inside Microsoft Copilot Studio — data stays in your tenant
  • Generates methodology artifacts on demand via Teams chat
4 files — ready to deploy

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What's in the Book

16 chapters covering the full methodology, from foundations to lessons from 179 real bank failures.

Ch 1: Why Banks Fail at Risk Identification

Ch 2: The Foundations: Standards and Frameworks

Ch 3: Governance: Who Owns What

Ch 4: The Risk Taxonomy

Ch 5: Setting the Context: External, Internal, and Risk Culture

Ch 6: Top-Down Identification: Workshops, SWIFT, and Delphi

Ch 7: Bottom-Up Identification: Templates, RCSA, and Specialist Processes

Ch 8: Reconciliation and the Enterprise Portfolio View

Ch 9: Assessment: Scoring, Multi-Dimensional Impact, and Data Quality

Ch 10: Risk Interaction: Bow-Ties, Matrices, and Concentration

Ch 11: Documentation: The Living Risk Inventory

Ch 12: Integration: Capital Planning, Strategy, and the Board

Ch 13: The Ongoing Cycle: Refresh, Events, and Audit

Ch 14: Technology: AI, ML, and Data Analytics

Ch 15: The Regulatory Landscape

Ch 16: Lessons from 179 Bank Failures

Why Free?

Because the methodology only works if people use it

Risk identification is a process that every bank needs but very few have. Putting this behind a paywall means fewer banks adopt a rigorous approach. We'd rather every bank in the world used this methodology and a few of them called us when they needed help implementing it.

Who This Is For

Risk Identification Leads

Building or fixing your process. The toolkit gives you the complete methodology, every template, and the AI tools to implement it.

CROs at Mid-Tier Banks

You need a framework that meets the same regulatory standard as the global banks, without the global bank budget. Start here.

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Risk Consultants

You advise banks and need a methodology to deliver. The toolkit gives you the complete framework, templates, and regulatory mapping to run engagements.

Internal Auditors

You need to know what good looks like. Use this as the benchmark for assessing your bank's risk identification process.

Fintechs & Challenger Banks

Building a risk function from scratch. Start with the right methodology from day one instead of retrofitting later.

New

How to Actually Implement This

Three step-by-step operational playbooks: building the process from scratch (30 weeks), running the annual cycle (12 weeks), and executing quarterly re-identification (10 days). Team sizes, timelines, decision gates, deliverables.

View the Implementation Playbook

Need help implementing the methodology?

The toolkit tells you what to build. We can help you build it. Gap assessments, full implementation, and audit-readiness reviews.